EBICS 2.5 / 3.0 Open Banking PSD2 SEPA CT & DD Multi-entity

Your bank flows,
frictionless.

Connect Sage Intacct to your banks via EBICS and Open Banking. Zero re-keying. Zero errors. 100 % traceable.

Automated payment flow

1
Sage Intacct import
Invoices & data via REST API
API REST
2
SEPA file generation
pain.001 / pain.008 · ISO 20022
ISO 20022
3
Approval & VEU signature
Traceable approval workflow
eIDAS
4
Bank transmission
EBICS 2.5/3.0 or Open Banking
EBICS
5
Return & reconciliation
Auto-update in Intacct
J+0
The challenge

The daily grind
of your finance teams

Without an integrated solution, every payment creates risks, delays and hidden costs.

Manual entry

Data re-typed from the ERP into the bank. Hours of unproductive work every week.

⚠️

Error risks

Wrong IBAN, incorrect amount, duplicate — every re-entry exposes you to real financial losses.

🏦

Multiple interfaces

Several banks, several portals, several formats: unmanageable complexity across entities.

📊

Limited visibility

No consolidated real-time view of balances. Treasury decisions are made blind.

The solution

A fully automated payment flow

Arkaio connects Sage Intacct to your banks via EBICS and Open Banking. Zero manual work, automatic reconciliation.

  • No data re-keying
  • SEPA payments generated automatically
  • Statements imported & reconciled same day
  • Full traceability of every operation
🏦
Import from Sage Intacct
Invoices & payment data via REST API
📄
SEPA file generation
pain.001 / pain.008 to ISO 20022 standards
✍️
Approval & EBICS signature
Approval workflow with electronic VEU
📡
Bank transmission
Secure delivery via EBICS 2.5/3.0 or Open Banking
🔄
Return & reconciliation
Statement import + automatic update in Intacct
Features

Complete coverage
for your banking operations

🏦

EBICS connectivity

Secure communication with all EBICS 2.5 and 3.0 compatible banks in Europe.

💸

SEPA payments

Generate and send SEPA credit transfers and direct debits straight from your ERP.

🔄

Sage Intacct integration

Two-way sync: invoices, payment statuses, bank statements.

🏢

Multi-company & multi-bank

Several entities and banks managed from a single, centralized interface.

📊

Real-time dashboard

Real-time view of all your operations, KPIs and configurable alerts.

✍️

VEU electronic signature

Formalized approval chain and full traceability of every payment.

🔗

Payment Links

Generate secure payment links for your customers, with instant transfer initiation via Open Banking PSD2.

📋

YouSign mandates

Digitize your SEPA mandates with a natively integrated, eIDAS-compliant signature.

🔌

Complete REST API

Integrate Arkaio into your own tools and business workflows. Webhooks and SFTP available.

Security

Bank-grade security

Arkaio embeds the most demanding standards to protect your financial operations.

🔑

Passkey / WebAuthn

Passwordless FIDO2 authentication, phishing-resistant.

📱

Two-factor auth (2FA)

TOTP protection via Google Authenticator on all accounts.

🔒

AES-256 encryption

EBICS keys and sensitive data stored encrypted with AES-256.

👥

RBAC access control

Roles & permissions per tenant, company and bank — full isolation.

📋

Complete audit trail

Every action logged, timestamped, attributed — regulatory compliance guaranteed.

🌐

HTTPS / TLS enforced

All communications encrypted in transit, without exception.

Impact

Measurable results
from day one

−80%
less time on payment operations
0
manual re-keying — 100 % automated
100%
traceability on every operation
J+0
bank reconciliation upon receipt

Fast setup

Deployment in a few hours with full documentation.

🔧

Flexible configuration

Unlimited companies, banks and users to fit your needs.

📈

Scalable by design

New entities or banks with no technical overhaul.

🛡️

Compliance & traceability

Complete audit trail, end-to-end encryption, GDPR.

🌍

European coverage

All EBICS banks + Open Banking PSD2 across Europe.

Who uses Arkaio?

Built for the players
of modern finance

🏢 Multi-client management

Accounting firms

  • Single portal for all your clients
  • Data isolation (multi-tenant)
  • Fine-grained rights delegation
  • Time saved on treasury
🏭 Centralized finance

Multi-entity groups

  • All subsidiaries centralized
  • Consolidated real-time view
  • Simultaneous multi-bank connection
  • Centralized operations audit
💼 Banking automation

Sage Intacct SMBs & mid-market

  • No more manual imports
  • Payments from approved invoices
  • Automatic bank reconciliation
  • Fewer delays & errors
⚙️ Bulk processing

Payment providers

  • High payment volumes
  • Full API for your workflows
  • SEPA instant transfers
  • SaaS or on-premise available
Pricing

Simple pricing,
no surprises.

START · PRO · BUSINESS
From 149 € excl. VAT / month

Choose the plan that fits your team size and volumes. Pricing adjusted to your needs, no long-term commitment.

Get a custom quote →
Included in all plans
  • EBICS transfer & SEPA direct debit
  • Two-way Sage Intacct integration
  • Real-time dashboard & alerts
  • VEU electronic signature
  • Complete audit trail & GDPR compliance
  • Dedicated support & documentation
Available options
Open Banking PSD2 Payment Links YouSign mandates API REST & Webhooks SFTP LCR Advanced workflows
Take action

Ready to automate your bank flows?

Discover Arkaio in 30 minutes. Our experts show you how to connect Sage Intacct to your banks and eliminate all manual entry.

Or email us at contact@arkaio.io